DISCLOSURES

Monarch Wealth Strategies (“MWS”) is a Registered Investment Adviser.

The information contained in and accompanying this communication may be confidential, proprietary and may be subject to legal privilege, or otherwise protected from disclosure, and is intended solely for the use of the intended recipient(s). If this message was misdirected, MWS does not waive any confidentiality or privilege. If you are not the intended recipient of this communication, please notify us immediately and delete and destroy all copies in your possession. Any distribution, use or copying of this communication or the information it contains by other than an intended recipient is unauthorized. No rights of any kind with respect to any copyright, patent, intellectual and other property rights in connection with the information contained in this communication are licensed, assigned or otherwise passed to persons accessing this information. The views and opinions expressed in this communication are the author’s own and may not reflect the views and opinions of MWS, unless the author is authorized by MWS to express such views or opinions on its behalf.  All communications sent to or from MWS is subject to storage and review by MWS. Please note that MWS reserves the right to intercept, monitor, and retain communications messages to and from its systems as permitted by applicable law. Although MWS operates anti-virus programs, it does not accept responsibility for any damage whatsoever caused by viruses being passed on. Delivery is not guaranteed and time-sensitive or transactional instructions will not be accepted via electronic communication.

Any research in this communication has been procured and may have been acted on by MWS for its own purpose. The results of such research are being made available only incidentally. The views expressed do not constitute investment or any other advice and are subject to change. The information and opinions contained in this communication are derived from proprietary and non-proprietary sources deemed by MWS to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. As such, no warranty of accuracy or reliability is given and no responsibility arising in any other way for errors and omissions (including responsibility to any person by reason of negligence) is accepted by MWS, its officers, employees or agents. This communication is not intended to provide, and should not be relied on for, accounting, legal or tax advice.

This communication is for information purposes only and does not constitute an offer or invitation to anyone to invest with MWS and has not been prepared in connection with any such offer. MWS does not intend to provide investment advice through its website and many not through other communications. MWS does not represent that the securities or services discussed are suitable for any investor. Accordingly, this communication does not constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation. It is your responsibility to be aware of the applicable laws and regulations of your state or country of residence.

MWS may offer direct access or links to other internet websites. These sites contain information that has been posted by institutions or organizations independent of MWS. MWS does not endorse or control these websites and does not assume responsibility for the accuracy or approval of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional.

Past performance is not a guide to future performance and should not be the sole factor of consideration when selecting a product. All investments carry some level of risk. As such, the value of your investment and any income it generates can vary and your initial investment amount cannot be guaranteed. If your investment involves foreign currencies, fluctuations in exchange rates may impact its value. Investments with higher volatility may experience greater swings in value, including sudden and significant declines.

Tax rules and regulations are subject to change and may vary depending on your individual circumstances or jurisdiction.